Marc Ackerman, DMD, MBA

Earlier in the Summer I posted a blog about the perils of defining medically necessary orthodontic conditions and how this might affect the orthodontic insurance industry.

Over the course of the past few months, I have received handicapping labiolingual index (HLD-4) forms to complete for several patients with private insurance plans. I am attaching the benefit sheet from the Blue Cross Blue Shield Massachusetts Pediatric Essentials plan along with their required HLD-4 form.

Like I said in the earlier blog, be careful what you wish for…

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